As a result, Personal, Premier Banking, Business Banking and local real estate have been combined under a new division called ‘Local Banking’. Meanwhile, Funds Banking, services fro Financial Corporate Service providers, corporate business and real estate finance have now formed the ‘Institutional Banking’ division.
The ‘International Banking’ division, which is based in Jersey, will continue to look after internationally-based customers.
As part of the restructure, Joe Vasey has been appointed the new post of Head of Local Banking in Guernsey. He joined RBS in 2010 and has previously worked in Personal and Business Banking as well as Corporate and Commercial.

Pictured: Head of Local Banking, Joe Vasey.
Rob Girard has been given the new role of Head of Institutional Banking in the island, bringing 40 years of experience within the bank in multiple different roles. He has worked in all RBS International’s jurisdictions, as well as in the UK and on secondment in Frankfurt and Paris. Mr Girard will retain his regulatory and governance role for Guernsey as Island Director, while taking on his new position.
A number of other senior appointments have been made in the Channel Islands including Paul Brooks, Seán O’Callaghan, Richard Steel and Mat James in Jersey.
“To truly become a bank that’s easy to deal with, both for our customers and our colleagues, we know we have to make changes to how our business is organised to support this,” said RBS International CEO Andrew McLaughlin. “Congratulations to our new leaders and those taking on new roles within our business.”
Pictured top: Head of Institutional Banking, Rob Girard.