The international bank has also increased lending limits in the Channel Islands for its 90% and 95% mortgages.

You can also sign your mortgage documents digitally and upload them online in a more sustainably focused approach.

“Recent figures continue to show a rising cost of living and highlight the very real challenges for first-time buyers in the islands looking to get a foot on the ladder,” said Head of Retail Distribution, Tania Sobey.

“We hope we can play a part in helping younger islanders in particular realise their dream of buying their first home,” she said.