Islanders can now compare every mortgage available in Jersey thanks to a new AI-powered comparison platform.
Swoop.je brings together over 300 mortgage products from all seven local lenders.
Users can enter their property value and deposit amount to instantly compare estimated monthly payments for each product, alongside stamp duty and legal costs.
The platform was built using ‘vibe coding’, where artificial intelligence is prompted rather than code being written line-by-line.
AI is also used to automatically gather mortgage rates from each lender’s website daily to ensure listings remain accurate and up-to-date.
The site features AI assistant Morty the seagull, who helps users navigate the home-buying process, explains mortgage terminology, and answers questions about how borrowing works.
Swoop.je was created by local digital agency Blue Llama.
Founder Phil de Gruchy said: “Our goal with Swoop.je is to make mortgage information clear, accessible, and unbiased for everyone in Jersey.
“AI has allowed us to create something that delivers genuine value to islanders, giving them confidence and clarity in what can often be a confusing and stressful process.”
Swoop.je is independent and free to use, with no sign-ups or lender bias.